![]() If needed, ask the lender whether help is available in your preferred language. You should take the time to make sure the credit product and terms work for you. We do not discriminate on basis of race, color, national origin, religion, sex, handicap, or family status. You shouldn’t ever feel pressured to sign. You have a right to receive information in writing - and in most cases, that means you get timely information on the decision a lender has made about your application for credit. Lenders shouldn’t make you feel rushed or unnecessarily delay action on your application. Ask about which fees and charges may be negotiable. Be sure you understand your interest rates and the total amount of interest and fees paid over the long run. If needed, you can ask whether your credit report is available in your preferred language. This gives you a greater ability to monitor changes in your credit. When you visit the site, you may see steps to view more frequently updated reports online. We are a DBA of Home Mortgage Alliance Corporation. This includes mortgages, refinancing, home equity loans and home improvement loans. You have the right to request one free copy of your credit reports each year, from each of the three biggest consumer credit reporting companies, by visiting . HMAC Team Equal Home Lending is A Direct Lender and Fannie Mae Approved in 40+ States. The Fair Housing Act prohibits discrimination in loans that are secured by residential real estate or that are for the purchasing, constructing, improving, repairing or maintaining a dwelling. As of May 2022, interest rates peaked at 5.30, then decreased slightly to. The interest rates have only increased as the year goes on. First Home Mortgage Loan Officer Eric Short NMLS ID. Under these laws, you also have a right to rent accommodations wherever you want, provided you can afford it. Be sure there are no mistakes or missing items in your credit reports. At 3.45, the same mortgage would yield 145,567 in interest. First Home Mortgage Eric Short- Equal Housing Lender, Salisbury, Maryland. Equal opportunity housing (sometimes also referred to as equal housing opportunity) means that everyone has an equal right to be judged fairly in financing decisions related to housing. Learn about the benefits and risks of the loan or credit card you want. Lake Bluff Real Estate Office - Equal Housing Logo. Betty Burch Loan Originator Cell - Equal Housing Lender Logo Blue. Because a right has been exercised under the Consumer Credit Protection Act. Large collections of hd transparent Equal Housing Logo PNG images for free download.Because income is from public assistance or.On the basis of race, color, national origin, religion, sex, marital status, or age We do Business in Accordance With the Fair Housing Act Anyone who feels he or she has been discriminated against should send a complaint to: UNDER THE EQUAL.We do business in accordance with Federal Fair Lending Laws. Because a home equity loan is based on the value of your home, you may be able to qualify for much more funding. UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION: Ottawa Hiway Credit Union is an Equal Housing Lender. IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:Īssistant Secretary for Fair Housing and Equal Opportunity Department of Housing and Urban Development Washington, DC 20410 For processing under the Federal Fair Housing ActĪND TO Office of the Comptroller of the Currency Customer Assistance Unit 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050 UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:ĭeny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling orĭiscriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property. Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property. We do Business in Accordance with Federal Fair Lending Laws
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